--- title: "What is Payment Gateway? Discover Payment API Examples" canonical: "https://www.useaxra.com/blog/what-is-payment-gateway-discover-payment-api-examples" updated: "2026-06-01T18:01:04.699Z" type: "blog_post" --- # What is Payment Gateway? Discover Payment API Examples > Explore what a payment gateway is and discover practical payment API examples with Axra, a modern solution that enhances security and streamlines transactions. ## Key facts - **Topic:** Payment API examples - **Published:** 2026-06-01 - **Reading time:** 4 min - **Article sections:** 5 - **Covers:** payment gateway, payment API examples, Axra, JavaScript API integration and cURL API testing ## What is a Payment Gateway? A payment gateway is a technology that enables merchants to process credit card and other electronic payments. It acts as an intermediary between the customer and the merchant, ensuring that the transaction data is securely transmitted for authorization and settlement. This is an essential component of any online payment system, as it allows for the seamless transfer of funds between parties. ### Why Payment Gateways Matter Payment gateways are critical because they: - **Enhance Security:** By encrypting sensitive data, payment gateways protect against fraud and data breaches. - **Streamline Transactions:** They facilitate quick and efficient transaction processing, improving the customer experience. - **Expand Reach:** With support for multiple payment methods and currencies, gateways enable businesses to reach a global audience. ### Axra: A Modern Payment Gateway Solution Axra offers a robust and developer-friendly payment gateway that simplifies integration and scales with your business. It provides a comprehensive suite of APIs that cater to various payment needs, making it an ideal choice for businesses looking to streamline their payment processes. ## Payment API Examples To fully understand the capabilities of payment gateways, let's explore some practical payment API examples. These examples will showcase how to implement payment functionalities using Axra's API. ### Example 1: JavaScript Integration To integrate Axra's payment API using JavaScript, follow these steps: ```javascript // Initialize the Axra API client const axra = require('axra-api-client'); // Set up the API client with your credentials const client = new axra.Client({ apiKey: 'your-api-key', secret: 'your-secret' }); // Create a payment request client.createPayment({ amount: 1000, // Amount in cents currency: 'USD', paymentMethod: 'credit_card', cardDetails: { number: '4111111111111111', expMonth: '12', expYear: '2025', cvc: '123' } }).then(response => { console.log('Payment successful:', response); }).catch(error => { console.error('Payment failed:', error); }); ``` ### Example 2: cURL for API Testing For testing purposes, you can use cURL to make API requests directly from the command line: ```bash curl -X POST https://api.axra.com/payments \ -H "Content-Type: application/json" \ -u your-api-key:your-secret \ -d '{ "amount": 1000, "currency": "USD", "paymentMethod": "credit_card", "cardDetails": { "number": "4111111111111111", "expMonth": "12", "expYear": "2025", "cvc": "123" } }' ``` ### Example 3: HTML Frontend Integration For a seamless user experience, integrate Axra's payment gateway directly into your website using HTML and JavaScript: ```html