--- title: "Money transfer in Zambia" canonical: "https://www.useaxra.com/cities/locations/country/zm" updated: "2026-02-04T15:11:46.482Z" type: "agent_country" --- # Money transfer in Zambia > Money transfer in Zambia. Payouts settle in ZMW. Local methods include Bank Transfer, Card and Mobile Money. ## Key facts - **Country:** Zambia (ZM) - **Currency:** ZMW - **Region:** Africa - **Local payment methods:** Bank Transfer, Card and Mobile Money ## Sending and receiving money in Zambia Recipients in Zambia can be paid in ZMW. Local payment methods available are Bank Transfer, Card and Mobile Money. Transfers are delivered to a bank account, mobile wallet or other supported payout method depending on the destination. ## Available transfer methods Methods that can be used for this destination, with typical settlement speed. | Method | Type | Typical speed | | --- | --- | --- | | Airtel Money | Mobile Money | 1 hours | ## Frequently asked questions ### Can I send money to Zambia? Yes. Axra supports transfers to Zambia, with payouts settled in ZMW. ### How do recipients in Zambia receive money? Via Bank Transfer, Card and Mobile Money, depending on what the recipient has available. ## Related - [Lusaka](https://www.useaxra.com/cities/zambia/lusaka) - [Kabwe](https://www.useaxra.com/cities/zambia/kabwe) - [Kitwe](https://www.useaxra.com/cities/zambia/kitwe) - [Livingstone](https://www.useaxra.com/cities/zambia/livingstone) - [Ndola](https://www.useaxra.com/cities/zambia/ndola) ## Sources - [Money transfer in Zambia](https://www.useaxra.com/locations/country/zm) - [Axra country coverage](https://www.useaxra.com/countries.md) --- Axra is a product of GoFree and is provided by GoFree Global Inc and its affiliated entities. Please check our FAQ page for information on which GoFree entity provides services in your region, or reach out via in-app chat or support@joingofree.com. GoFree Global Inc is registered in Delaware, United States, and is registered as a Money Services Business (MSB) with the Financial Crimes Enforcement Network (FinCEN). Registration Number: 20222296774. License Number: 31000281485025. GoFree Global Technology Limited is registered in Canada and is registered as an MSB and payment service provider with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), with RPAA registration in progress with the Bank of Canada. Registration Number: 1001010436. License Number: C100000512. The registered address for GoFree Global Inc is 1111B S Governors Ave STE 48051, Dover, DE 19904, United States. The registered address for GoFree Global Technology Limited is 2967 Dundas St. W. #1037, Toronto, ON M6P 1Z2, Canada. Other operating entities include GoFree Global Technology Limited in Nigeria and GoFree Global Technology Limited in Rwanda. We are not a bank; banking services are provided by duly licensed partner banks, and deposits are FDIC insured where applicable.