Paystack
Paystack is Nigeria's leading payment gateway, making it easy for businesses to accept payments from customers anywhere in the world.
Pricing & Fees
Transparent Pricing
Clear, upfront pricing with no hidden fees. Updated for 2026.
| Fee Type | Details |
|---|---|
| Transaction Fee | 1.5% |
| Monthly Fee | Free |
| Setup Fee | Free |
| Chargeback Fee | $0 |
| Settlement Time | T+1 day |
Capabilities
Key Features
Everything you need to know about Paystack's capabilities
Nigerian payment methods
Multi-currency support
Subscription billing
Payment pages
Settlement automation
Fraud prevention
Developer-friendly API
Global Reach
Global Coverage
Worldwide reach with support for multiple payment methods
Integration
Developer Experience
Everything developers need for seamless integration
SDK Languages
Quick Integration Tips
- Set up test keys and validate webhook endpoints before going live
- Implement idempotency keys to prevent duplicate transactions
- Review pricing models and surcharge handling for your use case
Analysis
Pros & Cons
Balanced view to help you make an informed decision
- Nigerian payment methods
- Multi-currency support
- Subscription billing
- Payment pages
- Settlement automation
- Fraud prevention
- May not be suitable for all business types or industries
- Integration may require technical expertise and development resources
- Pricing structure may vary based on transaction volume and region
Use Cases
Best For
Ideal use cases where Paystack excels
Looking for a Better Alternative to Paystack?
While Paystack is a solid choice, Axra offers a modern, developer-first approach with competitive pricing, powerful APIs, and seamless integration. Built for developers who want more control, flexibility, and better value.
Alternatives
Alternative Providers
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