✦Send money globally with Axra on WhatsApp, Telegram and Slack now!

AI-powered global account,
built on stablecoins

Hold dollars, euro, pounds, cards, stocks, crypto and send money to 100+ countries. Use it from WhatsApp, Telegram, App or web.

Available on
Axra app on a phone
✦Our Offerings

Do more with Axra

Fast, secure, and low-fee transfers. Sign up now to get started.

Axra Personal app screen
Axra Personal

Send and Receive money across Nigeria in seconds.

Fast, secure, and low-fee transfers within Nigeria.

Low Transaction Rates
Purchase Airtime and Data in seconds
Pay Electricity and Cable Bills seamlessly
Get a Virtual USD Card for online transactions
Request a Physical Naira Card delivered to you
Upgrade to Pro to transact globally
Axra Pro app screen
Axra Pro

Go global. Send money to 100+ countries at unbeatable rates.

Axra Pro gives you a USD, EUR & GBP account plus global transfers — all in one app.

USD, EUR & GBP multi-currency accounts
Send to 100+ countries — low, transparent fees
Real-time FX rates, no hidden charges
Virtual & Physical USD Card
Priority customer support 24/7
Cancel or downgrade anytime
Axra Business dashboard screen
Axra Business

Powerful tools for teams, businesses and fintechs.

Manage invoices, payroll, multi-user access and global payments — all from one dashboard.

Multi-user team accounts with role permissions
Invoice generation & payment tracking
Bulk payroll disbursement
Dedicated business USD & EUR accounts
API access with full documentation
Volume discounts on transfers
Axra Pay API preview
Axra API

Embed global payments into your product in minutes.

The Axra Pay API lets you send, receive and exchange money across 100+ countries with a single integration.

Explore the API
RESTful API with full sandbox environment
Webhooks for real-time payment events
Multi-currency payouts & collections
KYC & compliance built in
SDKs for Node, Python, PHP & more
High-availability infrastructure
Axra Chatbot conversation screen
Axra Chatbot

Your AI-powered finance assistant on WhatsApp, Slack & Telegram.

Send money, check balances, and pay bills just by chatting — no app download needed.

Try Axra Chatbot
Works on WhatsApp, Slack & Telegram
Send money with a simple chat command
Check balance & transaction history
Pay bills and buy airtime by message
AI-powered spending insights
No new app to download
✦NEW

Get a Physical USD Card to use anywhere in the world.

A card built to be on the go with you as you travel.

The Axra physical USD card, a lime Mastercard

Suitable with Apple Pay and Google Pay

POST /v1/payments
{
 "amount": 250.00,
 "currency": "USDC",
 "destination": "NG"
}

200 OK · settled in seconds
PayoutsCollectionsWebhooksFXKYC
✦Connect to Axra Pay API

Add Axra Pay to your website and get paid with 30+ local and global payment methods.

Receive recurring and instant international payments in USDC, exchangeable to your local currency.

Find out more
+0MAI Interactions
0+Countries Supported
0.0★App Store Rating
$0Hidden Fees
Loved by thousands across Africa & the diaspora

Real people.
Real results.

★★★★★

Axra made international transfers ridiculously easy. I used to lose $30 in fees every time — now it’s practically zero.

CO
Chidi O.
Axra Personal · Lagos
★★★★★

The WhatsApp bot is a game-changer. I sent ₦50,000 to my sister without opening any app — just a voice note.

AT
Amara T.
Axra Chatbot · Abuja
★★★★★

My USD card arrived in 5 days and works with Apple Pay. I use it for every trip abroad.

SA
Seun A.
Axra Pro · London
★★★★★

Cheapest rates I’ve found anywhere. Switching to Axra was the best financial decision I made.

NB
Nkechi B.
Axra Personal · New York
★★★★★

KYC took 6 minutes on my phone. I was sending money before lunch.

ER
Emeka R.
Axra Personal · Port Harcourt
★★★★★

The Axra Business API integrated into our platform in under an hour. Documentation is excellent.

FY
Fatima Y.
Axra Business · Kano
★★★★★

Axra made international transfers ridiculously easy. I used to lose $30 in fees every time — now it’s practically zero.

CO
Chidi O.
Axra Personal · Lagos
★★★★★

The WhatsApp bot is a game-changer. I sent ₦50,000 to my sister without opening any app — just a voice note.

AT
Amara T.
Axra Chatbot · Abuja
★★★★★

My USD card arrived in 5 days and works with Apple Pay. I use it for every trip abroad.

SA
Seun A.
Axra Pro · London
★★★★★

Cheapest rates I’ve found anywhere. Switching to Axra was the best financial decision I made.

NB
Nkechi B.
Axra Personal · New York
★★★★★

KYC took 6 minutes on my phone. I was sending money before lunch.

ER
Emeka R.
Axra Personal · Port Harcourt
★★★★★

The Axra Business API integrated into our platform in under an hour. Documentation is excellent.

FY
Fatima Y.
Axra Business · Kano
★★★★★

I manage four currencies in one wallet. The conversion rates are genuinely the best I’ve seen.

BM
Bola M.
Axra Pro · Manchester
★★★★★

Six months, zero failed transfers. That reliability alone is worth everything.

TK
Tunde K.
Axra Personal · Houston
★★★★★

The app is the first banking experience I actually enjoy. Everything is where you expect it to be.

AC
Ada C.
Axra Personal · Nairobi
★★★★★

Our church collects tithes from diaspora members. The money lands in minutes.

YD
Pastor Yemi D.
Axra Church · Accra
★★★★★

My family in Nigeria gets the money before I’ve put my phone down. Beats everything I’ve tried.

KF
Kosi F.
Axra Personal · Dublin
★★★★★

The spending analytics showed me I was losing $40 a month in hidden fees elsewhere. Fixed in one switch.

RA
Rasheed A.
Axra Pro · Calgary
★★★★★

I manage four currencies in one wallet. The conversion rates are genuinely the best I’ve seen.

BM
Bola M.
Axra Pro · Manchester
★★★★★

Six months, zero failed transfers. That reliability alone is worth everything.

TK
Tunde K.
Axra Personal · Houston
★★★★★

The app is the first banking experience I actually enjoy. Everything is where you expect it to be.

AC
Ada C.
Axra Personal · Nairobi
★★★★★

Our church collects tithes from diaspora members. The money lands in minutes.

YD
Pastor Yemi D.
Axra Church · Accra
★★★★★

My family in Nigeria gets the money before I’ve put my phone down. Beats everything I’ve tried.

KF
Kosi F.
Axra Personal · Dublin
★★★★★

The spending analytics showed me I was losing $40 a month in hidden fees elsewhere. Fixed in one switch.

RA
Rasheed A.
Axra Pro · Calgary

Start sending money globally today.

Join over a million users who trust Axra for fast, affordable, and secure global transfers.

Available on