✦Send money globally with Axra on WhatsApp, Telegram and Slack now!

AI-powered global account,
built on stablecoins

Hold dollars, euro, pounds, cards, stocks, crypto and send money to 100+ countries. Use it from WhatsApp, Telegram, App or web.

Available on
Axra app on a phone
✦Our Offerings

Do more with Axra

Fast, secure, and low-fee transfers. Sign up now to get started.

The Axra app showing a Naira balance and quick actions
Axra Personal

Send and Receive money across Nigeria in seconds.

Fast, secure, and low-fee transfers within Nigeria.

Low Transaction Rates
Purchase Airtime and Data in seconds
Pay Electricity and Cable Bills seamlessly
Get a Virtual USD Card for online transactions
Request a Physical Naira Card delivered to you
Upgrade to Pro to transact globally
Choosing a destination country in the Axra app
Axra Pro

Go global. Send money to 100+ countries at unbeatable rates.

Axra Pro gives you a USD, EUR & GBP account plus global transfers — all in one app.

USD, EUR & GBP multi-currency accounts
Send to 100+ countries — low, transparent fees
Real-time FX rates, no hidden charges
Virtual & Physical USD Card
Priority customer support 24/7
Cancel or downgrade anytime
The Axra Business dashboard showing payments and payouts
Axra Business

Powerful tools for teams, businesses and fintechs.

Manage invoices, payroll, multi-user access and global payments — all from one dashboard.

Multi-user team accounts with role permissions
Invoice generation & payment tracking
Bulk payroll disbursement
Dedicated business USD & EUR accounts
API access with full documentation
Volume discounts on transfers
Embedding an Axra payment form with a few lines of code
Axra API

Embed global payments into your product in minutes.

The Axra Pay API lets you send, receive and exchange money across 100+ countries with a single integration.

Explore the API
RESTful API with full sandbox environment
Webhooks for real-time payment events
Multi-currency payouts & collections
KYC & compliance built in
SDKs for Node, Python, PHP & more
High-availability infrastructure
Chatting with Axra inside WhatsApp
Axra AI

Your AI-powered finance assistant on WhatsApp, Slack & Telegram.

Send money, check balances, and pay bills just by chatting — no app download needed.

Text Axra
Works on WhatsApp, Slack & Telegram
Send money with a simple chat command
Check balance & transaction history
Pay bills and buy airtime by message
AI-powered spending insights
No new app to download
✦NEW

Get a Physical USD Card to use anywhere in the world.

A card built to be on the go with you as you travel.

The Axra physical USD card, a lime Mastercard

Suitable with Apple Pay and Google Pay

POST /v1/payments
{
 "amount": 250.00,
 "currency": "USDC",
 "destination": "NG"
}

200 OK · settled in seconds
PayoutsCollectionsWebhooksFXKYC
✦Connect to Axra Pay API

Add Axra Pay to your website and get paid with 30+ local and global payment methods.

Receive recurring and instant international payments in USDC, exchangeable to your local currency.

Find out more
+0MAI Interactions
0+Countries Supported
0.0★App Store Rating
$0Hidden Fees
Loved by thousands across Africa & the diaspora

Real people.
Real results.

★★★★★

Axra made international transfers ridiculously easy. I used to lose $30 in fees every time — now it’s practically zero.

CO
Chidi O.
Axra Personal · Lagos
★★★★★

The WhatsApp bot is a game-changer. I sent ₦50,000 to my sister without opening any app — just a voice note.

AT
Amara T.
Axra AI · Abuja
★★★★★

My USD card arrived in 5 days and works with Apple Pay. I use it for every trip abroad.

SA
Seun A.
Axra Pro · London
★★★★★

Cheapest rates I’ve found anywhere. Switching to Axra was the best financial decision I made.

NB
Nkechi B.
Axra Personal · New York
★★★★★

KYC took 6 minutes on my phone. I was sending money before lunch.

ER
Emeka R.
Axra Personal · Port Harcourt
★★★★★

The Axra Business API integrated into our platform in under an hour. Documentation is excellent.

FY
Fatima Y.
Axra Business · Kano
★★★★★

Axra made international transfers ridiculously easy. I used to lose $30 in fees every time — now it’s practically zero.

CO
Chidi O.
Axra Personal · Lagos
★★★★★

The WhatsApp bot is a game-changer. I sent ₦50,000 to my sister without opening any app — just a voice note.

AT
Amara T.
Axra AI · Abuja
★★★★★

My USD card arrived in 5 days and works with Apple Pay. I use it for every trip abroad.

SA
Seun A.
Axra Pro · London
★★★★★

Cheapest rates I’ve found anywhere. Switching to Axra was the best financial decision I made.

NB
Nkechi B.
Axra Personal · New York
★★★★★

KYC took 6 minutes on my phone. I was sending money before lunch.

ER
Emeka R.
Axra Personal · Port Harcourt
★★★★★

The Axra Business API integrated into our platform in under an hour. Documentation is excellent.

FY
Fatima Y.
Axra Business · Kano
★★★★★

I manage four currencies in one wallet. The conversion rates are genuinely the best I’ve seen.

BM
Bola M.
Axra Pro · Manchester
★★★★★

Six months, zero failed transfers. That reliability alone is worth everything.

TK
Tunde K.
Axra Personal · Houston
★★★★★

The app is the first banking experience I actually enjoy. Everything is where you expect it to be.

AC
Ada C.
Axra Personal · Nairobi
★★★★★

Our church collects tithes from diaspora members. The money lands in minutes.

YD
Pastor Yemi D.
Axra Church · Accra
★★★★★

My family in Nigeria gets the money before I’ve put my phone down. Beats everything I’ve tried.

KF
Kosi F.
Axra Personal · Dublin
★★★★★

The spending analytics showed me I was losing $40 a month in hidden fees elsewhere. Fixed in one switch.

RA
Rasheed A.
Axra Pro · Calgary
★★★★★

I manage four currencies in one wallet. The conversion rates are genuinely the best I’ve seen.

BM
Bola M.
Axra Pro · Manchester
★★★★★

Six months, zero failed transfers. That reliability alone is worth everything.

TK
Tunde K.
Axra Personal · Houston
★★★★★

The app is the first banking experience I actually enjoy. Everything is where you expect it to be.

AC
Ada C.
Axra Personal · Nairobi
★★★★★

Our church collects tithes from diaspora members. The money lands in minutes.

YD
Pastor Yemi D.
Axra Church · Accra
★★★★★

My family in Nigeria gets the money before I’ve put my phone down. Beats everything I’ve tried.

KF
Kosi F.
Axra Personal · Dublin
★★★★★

The spending analytics showed me I was losing $40 a month in hidden fees elsewhere. Fixed in one switch.

RA
Rasheed A.
Axra Pro · Calgary

Start sending money globally today.

Join over a million users who trust Axra for fast, affordable, and secure global transfers.

Available on