Axra Personal

Your dollars and
naira, fast & free.

Open a free USD & Naira account in minutes. Send, spend, save and get paid across 100+ countries — the cheapest way to move money globally.

Available on
The Axra app showing a Naira balance and quick actions
Available balance₦560,000.00
+ ₦50,000 receivedFrom Amara · just now
Everything in one app

One account.
Every way to move money.

USD & Naira accounts

Two accounts, opened in minutes — free to open, free to hold.

Complete a quick KYC and get a Naira and USD account instantly. Accept payments from 100+ countries.

USD balance
$2,450.00
NGN balance
₦560,000
Virtual & physical cards

A card that works everywhere.

The gold Axra card
Pay & top up

Airtime, data & bills in seconds.

Electricity, cable TV, betting and more — straight from your wallet, no queues.

Save & grow

Save in dollars, beat inflation.

Hold your money in USD and stay financially grounded whatever the naira does.

Send anywhere

Money by chat or bank transfer.

Send from WhatsApp, Telegram or Slack — or a normal bank transfer. It just moves.

A person sending money on Axra
Built for real life

The everyday app your money deserves.

KYC in under 6 minutes — start sending before lunch.
Real-time rates and low, transparent fees — no surprises.
Money lands in minutes across 50+ African countries.
Upgrade to Pro for EUR, GBP, CAD and 15+ currencies.
+1M
People moving money
120+
Countries you can reach
6 min
To open your account
$0
To open and to hold
Loved across 30+ countries

Real people.
Real money moved.

★★★★★

Fastest transfers I’ve ever used. My mum in Lagos gets the money in under 4 minutes — every single time.

CO
Chidi O.
Axra Personal · Lagos
★★★★★

Opened my account in 8 minutes on a Saturday morning. No branch, no fax, no nonsense.

AT
Amara T.
Axra Personal · Abuja
★★★★★

The physical USD card arrived in 5 days. I’ve used it in 7 countries without a single issue.

SA
Seun A.
Axra Personal · London
★★★★★

I send money every week. The rates are consistently the best — I’ve checked every competitor.

NB
Nkechi B.
Axra Personal · New York
★★★★★

Axra is the only fintech that genuinely feels like it was built for Nigerians abroad.

ER
Emeka R.
Axra Personal · Toronto
★★★★★

KYC took 6 minutes flat. I was already sending money by the time my afternoon tea was done.

FY
Fatima Y.
Axra Personal · Manchester
★★★★★

Fastest transfers I’ve ever used. My mum in Lagos gets the money in under 4 minutes — every single time.

CO
Chidi O.
Axra Personal · Lagos
★★★★★

Opened my account in 8 minutes on a Saturday morning. No branch, no fax, no nonsense.

AT
Amara T.
Axra Personal · Abuja
★★★★★

The physical USD card arrived in 5 days. I’ve used it in 7 countries without a single issue.

SA
Seun A.
Axra Personal · London
★★★★★

I send money every week. The rates are consistently the best — I’ve checked every competitor.

NB
Nkechi B.
Axra Personal · New York
★★★★★

Axra is the only fintech that genuinely feels like it was built for Nigerians abroad.

ER
Emeka R.
Axra Personal · Toronto
★★★★★

KYC took 6 minutes flat. I was already sending money by the time my afternoon tea was done.

FY
Fatima Y.
Axra Personal · Manchester
★★★★★

Four currencies, one wallet. I get paid in GBP, spend in euros, and send home in naira. Seamlessly.

BM
Bola M.
Axra Personal · Dublin
★★★★★

Not a single failed transfer in 6 months. That kind of reliability is genuinely priceless.

TK
Tunde K.
Axra Personal · Houston
★★★★★

The mobile app is genuinely beautiful. It’s the first time I actually enjoy checking my balance.

AC
Ada C.
Axra Personal · Nairobi
★★★★★

The rate alerts are brilliant — I wait for the best moment and then send. Saved me thousands.

KF
Kosi F.
Axra Personal · Accra
★★★★★

My family rings me to say the money arrived before I’ve even put the phone down.

RA
Rasheed A.
Axra Personal · Calgary
★★★★★

Axra’s analytics showed I was losing $40/month in hidden fees at my old bank. Fixed in one day.

ZI
Zainab I.
Axra Personal · Port Harcourt
★★★★★

Four currencies, one wallet. I get paid in GBP, spend in euros, and send home in naira. Seamlessly.

BM
Bola M.
Axra Personal · Dublin
★★★★★

Not a single failed transfer in 6 months. That kind of reliability is genuinely priceless.

TK
Tunde K.
Axra Personal · Houston
★★★★★

The mobile app is genuinely beautiful. It’s the first time I actually enjoy checking my balance.

AC
Ada C.
Axra Personal · Nairobi
★★★★★

The rate alerts are brilliant — I wait for the best moment and then send. Saved me thousands.

KF
Kosi F.
Axra Personal · Accra
★★★★★

My family rings me to say the money arrived before I’ve even put the phone down.

RA
Rasheed A.
Axra Personal · Calgary
★★★★★

Axra’s analytics showed I was losing $40/month in hidden fees at my old bank. Fixed in one day.

ZI
Zainab I.
Axra Personal · Port Harcourt
✦Frequently Asked Questions

Questions, answered.

The essentials below — or reach us any time in the app.

Yes. Axra operates under Money Services Business (MSB) registrations in Canada, the UK and the USA, so your funds and data are protected to the highest regulatory standards.

Open your free
account today.

Join over a million people who trust Axra to move their money — fast, affordable, secure.