Razorpay
Razorpay is India's leading payment gateway, offering comprehensive payment solutions for businesses with support for UPI, cards, netbanking, and wallets.
Pricing & Fees
Transparent Pricing
Clear, upfront pricing with no hidden fees. Updated for 2026.
| Fee Type | Details |
|---|---|
| Transaction Fee | 2% |
| Monthly Fee | Free |
| Setup Fee | Free |
| Chargeback Fee | $0 |
| Settlement Time | T+2 days |
Capabilities
Key Features
Everything you need to know about Razorpay's capabilities
UPI payments
RazorpayX banking
Subscription billing
Payment links
QR code payments
Route (marketplace)
Smart Collect
Global Reach
Global Coverage
Worldwide reach with support for multiple payment methods
Integration
Developer Experience
Everything developers need for seamless integration
SDK Languages
Quick Integration Tips
- Set up test keys and validate webhook endpoints before going live
- Implement idempotency keys to prevent duplicate transactions
- Review pricing models and surcharge handling for your use case
Analysis
Pros & Cons
Balanced view to help you make an informed decision
- UPI payments
- RazorpayX banking
- Subscription billing
- Payment links
- QR code payments
- Route (marketplace)
- May not be suitable for all business types or industries
- Integration may require technical expertise and development resources
- Pricing structure may vary based on transaction volume and region
Comparisons
Related Comparisons
See how Razorpay compares to other payment providers
Looking for a Better Alternative to Razorpay?
While Razorpay is a solid choice, Axra offers a modern, developer-first approach with competitive pricing, powerful APIs, and seamless integration. Built for developers who want more control, flexibility, and better value.
Alternatives
Alternative Providers
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