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Razorpay

Razorpay is India's leading payment gateway, offering comprehensive payment solutions for businesses with support for UPI, cards, netbanking, and wallets.

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At a Glance

Key decision factors

Transaction Fee
2%
Settlement Time
T+2 days
Integration
easy
Security
PCI Compliant
Pricing & Fees

Transparent Pricing

Clear, upfront pricing with no hidden fees. Updated for 2026.

Fee Type
Details
Transaction Fee
2%
Monthly Fee
Free
Setup Fee
Free
Chargeback Fee
$0
Settlement Time
T+2 days
Capabilities

Key Features

Everything you need to know about Razorpay's capabilities

UPI payments

RazorpayX banking

Subscription billing

Payment links

QR code payments

Route (marketplace)

Smart Collect

Global Reach

Global Coverage

Worldwide reach with support for multiple payment methods

Supported Countries

1 countries supported

India

Payment Methods

Multiple payment channels for maximum conversion

UPICredit CardDebit CardNet BankingWalletsEMI
Integration

Developer Experience

Everything developers need for seamless integration

Integration: easy Webhooks Sandbox

SDK Languages

JavaScriptPythonPHPJavaRubyGo

Quick Integration Tips

  • Set up test keys and validate webhook endpoints before going live
  • Implement idempotency keys to prevent duplicate transactions
  • Review pricing models and surcharge handling for your use case
Analysis

Pros & Cons

Balanced view to help you make an informed decision

Advantages

  • UPI payments
  • RazorpayX banking
  • Subscription billing
  • Payment links
  • QR code payments
  • Route (marketplace)

Considerations

  • May not be suitable for all business types or industries
  • Integration may require technical expertise and development resources
  • Pricing structure may vary based on transaction volume and region
Comparisons

Related Comparisons

See how Razorpay compares to other payment providers

Looking for a Better Alternative to Razorpay?

While Razorpay is a solid choice, Axra offers a modern, developer-first approach with competitive pricing, powerful APIs, and seamless integration. Built for developers who want more control, flexibility, and better value.

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Alternatives

Alternative Providers

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