Last updated: 13 July 2026
These Referral Program Terms ("Program Terms") govern the Axra "Invite & Earn" referral program (the "Program") operated by GoFree Global Inc. ("Axra", "we", "us"). By sharing your referral code or participating in the Program, you agree to these Program Terms, which supplement Axra's Terms of Service and Privacy Policy. Where these Program Terms conflict with the Terms of Service on a Program matter, these Program Terms control.
1. Who can take part
- You must have an Axra account in good standing.
- To earn cash rewards, your account must have completed at least basic identity verification (KYC). You can still share your code before then, but cash rewards accrue only once you are verified.
- A person you refer (a "referred friend") must be a new Axra user who did not already have an account, who signs up using your referral code, and who completes their own identity verification.
- Self-referrals are not permitted. You cannot refer yourself, and you cannot earn rewards on accounts that you control or that share your identity, device, or payment instruments.
2. How you earn
There are three, independent rewards. Unless stated otherwise, all rewards are paid to you, the referrer.
| Reward | Amount | Trigger | | -------------------- | ------------------------ | ----------------------------------------------------------------------------------------------- | | Signup points | 10 points | The moment a referred friend signs up with your code | | First-transfer bonus | US$1.00 | When that friend completes their first qualifying transfer | | Cashback | 0.1% of qualifying sends | On that friend's qualifying sends during their first 30 days, up to US$1,000 per friend |
There is no limit on the number of friends you may refer.
3. Points are status only
Points are a gamification score used for the referral leaderboard. Points have no cash value, are not redeemable for money, goods, or services, and cannot be transferred. We may adjust how points are calculated or displayed at any time.
4. Qualifying transactions (the cash rewards)
The $1 bonus and cashback are earned only on a referred friend's qualifying transfers. A qualifying transfer is an outbound external payout sent from a USD, EUR, or GBP balance to an external destination (a bank account or crypto wallet) through Axra's supported payout rails.
The following are not qualifying transactions and never earn rewards:
- Local-currency (e.g. NGN) payouts sent from a local-currency wallet.
- Bill payments, airtime, or similar purchases.
- Transfers between Axra users (peer-to-peer).
- Moving money between a user's own balances (currency conversions / internal transfers).
- Deposits, or any inbound funds.
Cashback specifics
- Cashback runs for 30 days from the date the referred friend joins.
- The referred friend's first qualifying transfer earns the $1 bonus and does not also earn cashback. Cashback begins from their second qualifying transfer onward, to avoid rewarding the same transfer twice.
- Cashback is capped at US$1,000 per referred friend. Because there is no cap on the number of friends, your overall total is not capped by this per-friend limit.
5. When and how rewards are paid
- Cash rewards (bonus and cashback) accrue as pending as they are earned and are settled once per month. At settlement, matured rewards are released to your Axra USD balance.
- Rewards are subject to a short maturity/hold period (at least 30 days from when the reward was earned) before they are eligible for settlement. This protects the Program against reversed, fraudulent, or charged-back activity.
- Rewards tied to a transaction that is later reversed, refunded, disputed, or found to be fraudulent will be cancelled and, if already paid, may be reclaimed.
6. Fair use and anti-abuse
The Program is for genuine referrals of real people. We may withhold, cancel, reverse, or reclaim rewards, and may suspend or remove a participant from the Program, where we reasonably believe there has been:
- self-referral, fake, duplicate, or automated accounts;
- collusion, circular referrals, or artificial transactions created mainly to generate rewards;
- any breach of these Program Terms, the Terms of Service, or applicable law; or
- activity that fails our fraud, sanctions, or compliance checks.
Rewards that are flagged may be held for manual review before any payout.
7. Changes, suspension, and termination
We may change, suspend, or end the Program, or amend these Program Terms — including reward amounts, rates, windows, caps, and eligibility — at any time. The in-app Invite & Earn screen shows the current values and prevails over any older marketing material. Material changes take effect when posted. Continuing to participate after a change means you accept it.
8. General
- Rewards have no cash alternative other than as described (credit to your USD balance) and cannot be exchanged for anything else.
- You are responsible for any taxes arising from rewards you receive.
- The Program is void where prohibited and is not available where it would breach applicable law or sanctions.
- These Program Terms are governed by the same law and dispute-resolution terms as Axra's Terms of Service.
9. Contact
Questions about the Program? Contact us at support@useaxra.com.